You will need to contact the bank and let them know you are using CPA1464 (aka 005)
Spire Systems creates a CPA 005 formatted file for RBC Payroll Direct Deposit.
1) Log into RBC
2) Go to 'Payments, Transfers & Deposits'
3) Select 'Payment Records'
4) Select 'Import'
5) Select 'CPA 005' for File Format from the drop down list
6) Press 'Choose File' to browse for the CPA file
7) Check 'Merge with existing Data' if employees have been imported using their code in the past to prevent employees from being added again.